IMPLEMENTATION OF MURABAHAH CONTRACTS IN OWNERSHIP FINANCING A HOUSE IN THE SHARIA STATE SAVINGS BANK, LHOKSEUMAWE CITY

Home ownership loans are home financing from Bank BTN for the purposes of buying a house developer or non-developer, both new second home, ready-to-live-in (ready stock) not finished (indent) taking over credit other banks. Research This research aims to find out how murabahah contract is applied at Lhokseumawe Syariah State Savings Bank. The type used in this descriptive qualitative research. data study were obtained secondary sources and primary data. Data collection techniques by observation, interviews, documentation. results that BTNS already uses murabaha contract,but also wakalah as companion contract.